WHY AM I ALWAYS BROKE?: A Kid's Guide to Saving, Earning, and Smart Money Choices

Why Am I Always Broke? is a financial literacy book for kids ages 8–14 that teaches saving, earning, smart spending, and money management in a simple, relatable way.Using real-life examples kids actually recognize, this book helps them understand what really happens to their money—and how to take control of it.Kids will learn how to:Manage allowance and birthday moneySave using the Spend–Save–Share methodEarn money through age-appropriate ideasAvoid impulse spending and regretSet and achieve realistic money goalsThe book includes interactive activities, progress trackers, and a Money Promise Contract that help kids turn money lessons into real habits.This is not about making kids rich. It’s about helping them grow up confident, responsible, and money-smart.A thoughtful gift for parents, families, and educators who want children to build healthy money habits early before mistakes become expensive. Read more